Personal Consumer Issues • What Book Are You Currently Reading? Part VI
The 36-hour Day to understand a family member's disease has taken over the pile which also includes A Random Walk Down Wall Street.Statistics: Posted by WinnieView1 — Tue Oct 06, 2026 10:48 pm —...
View ArticlePersonal Investments • Any tips for an opened and funded ROTH IRA for a minor?
Thank you all for your responses. Looks like the advice is to invest in the world total stock market. I compared VT, VTI, VOO and there are differences in their expense ratios as well as returns. (VTI...
View ArticlePersonal Consumer Issues • Help me understand yearly cost of a new...
Don’t forget to factor in your time spent on repairs of old clunkers.But also don't neglect to consider the lost psychological benefits you get from driving fully depreciated vehicles, both in...
View ArticlePersonal Investments • TLH Question About VTEB (Muni Bond ETF)
The difference would be $390 in your favor if you TLH at 37% vs. 24% - assuming you don't have other capital gains to offset. In other words, the $3,000 capital loss you would be declaring would save...
View ArticlePersonal Investments • Lost $59,000 in VPALX since January
You didn't lose. You just got fluctuated out of $59,000.ThanksStatistics: Posted by Emmaj — Tue Oct 06, 2026 10:40 pm — Replies 23 — Views 1690
View ArticlePersonal Investments • Portfolio Review and Optimization
Thank you for this. I'm looking to deleverage especially on the TQQQ front, and will keep it up on 401k then. I hear VT is the popular international one.VT is actually a global fund that is around 60%...
View ArticlePersonal Consumer Issues • Back up passwords to financial sites
I actually ran another issue recently. Ipads do not have NFC, so I can't use the Yubikey on the ipad even if you use a lighting to usb adapter. The only way it will work is if you buy the really...
View ArticleInvesting - Theory, News & General • Bond Bear Market?
2) To provide cash flow. Many bonds generate regular interest payments that can be used as a form of income without the need to sell the bond.Thank you for your post and for listing this as one of the...
View ArticlePersonal Consumer Issues • What's the oldest thing you own?
While we have a few bits of heirloom furniture and jewelry in the house, nothing shocks visitors more than my wife's original Radio Shack TRS-80 Model 100 portable computer, from...
View ArticlePersonal Consumer Issues • [What TV Show Have You Recently Watched?]
Wolf Hall, seasons 1 (2015) and 2 (2025) Mark Rylance, Damien Lewis, Claire FoyThe terrors of Henry VIII’s court. Thomas Cromwell walks the thin line of the king’s favor. Excellent everything in this...
View ArticlePersonal Investments • 401k front loading, does it really matter?
If you were to lose the job in the middle of the year, you might lose access to the remaining tax advantaged space. Using all of the tax advantaged space early in the year minimizes that particular...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
North by Northwest (1959) Cary Grant, Eva Marie Saint, James Mason, Martin Landau, directed by Alfred HitchcockSpy thriller and romance, combined, all about the “mcguffin” One of Hitch’s masterpieces....
View ArticleInvesting - Theory, News & General • TIPS Fund's Protection Expiration
Dear Factual Fran et al,How can an inflation adjustment to principal be applied to bonds that were not in the fund at the time the inflation adjustment to principal were made? Are you saying that all...
View ArticlePersonal Investments • SFLNX vs regular market cap weighted index funds
Nvidia heavy index fundsLol. A core metric for RAFI weighting is total dividend dollars paid. Earlier this year Nvidia catapulted to a world leading position in total dividend dollars paid, so get...
View ArticleInvesting - Theory, News & General • What's up (or down) with TIPS?
..Wrenched my shoulder patting myself on the back for this clever little dodge. Enjoy. On Bogleheads we frequently get "asking portfolio questions" posts with a variation on:1. Assume you have a large...
View ArticlePersonal Finance (Not Investing) • Beneficiaries/ Per Stirpes / disclaimers
Can you suggest why you couldn't? Disclaiming means you are asking for all or a portion of the property to be distributed as if you predeceased the account owner. So why wouldn't per stripes kick in...
View ArticlePersonal Finance (Not Investing) • 2027 FEHB Premiums/Info Released
My hope is that the new version of the Consumers’ Checkbook analysis will identify good alternatives to MHBP, because there is a lot of shock about the huge premium increases — if Bogleheads are any...
View ArticlePersonal Finance (Not Investing) • Do we need any Trusts now or wait ?
No way would I give it to a child and his or her spouse. Scenario: your child dies, spouse inherits, spouse remarries, spouse, all your money is with children or family you don't even know with no...
View ArticleInvesting - Theory, News & General • Long term TIPS real yield at 3%
I have a lazy question: Are dividends from LTPZ deductible from state-level taxes?Not quite as simple a question as you might think. Dividends that come from TIPS are not taxable in any state....
View ArticlePersonal Consumer Issues • GE Washing machine died after 2 years
I have a Samsung and it's been okay. Once it dies, I plan on getting a Speed Queen.Bullet-proof but you sacrifice your clothes wearing out faster than a front-loading LG (LG is more reliable than...
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