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Personal Consumer Issues • custom sized mattress

Verlo mattress does antique and custom sizes. If I recall, their corporate office is in Milwaukee.Statistics: Posted by bobn60014 — Thu Oct 15, 2026 12:23 am — Replies 8 — Views 246

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Personal Finance (Not Investing) • 48 y.o. - ok to retire?

retired at 48yo…”idle hands are the devil’s tools.” seriously, regardless of your positive financial situation, i would go slightly bonkers retired at 48. can you retool or put your obviously...

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Personal Finance (Not Investing) • Suggestions for a back up credit card?

+chase has been very responsive. i may switch from the $795 reserve to the $95 preferred only because i don’t get full value from the former’s perks. +penfed cu 2% cashback visa card, particularly if...

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Personal Investments • Duration on TIPS funds

What method does Vanguard use?I would assume Macaulay Duration.I have been out of fund accounting for 10+ years. Disclosure is poor. The calculations are not well understood by those who put them...

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Investing - Theory, News & General • Purchasing MYGAs (multi year...

gainbridge has just fielded a new flexible premium deferred annuity, “retirement flex.” deposits go into a $100 min 3.25% mmf “cash wallet” that is without surrender fee or mva, from which you can...

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Personal Investments • Family souring on HB's Permanent Portfolio

Retiring in about 45 days. We're in our early 70s. My wife used to be okay with me managing our investments using Harry Browne's Permanent Portfolio. Now, she's questioning the applicability of a plan...

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Personal Investments • Vanguard Dividend Growth - capital gains 2026

For many years I held both VDIGX and VEIRX (Equity Income) in my IRA account. A couple years ago I combined both holdings into VEIRX and have been quite satisfied with it. I do also have some VTV...

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Personal Investments • Pension PV vs. NPV Sanity Check

I'm trying to use Google Sheets' PV and NPV functions to determine when to take a pension. Here's my spreadsheet: https://docs.google.com/spreadsheets/d/ ... sp=sharingIt looks to me like the Present...

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Investing - Theory, News & General • Boglehead acronyms

Most of us are familiar with the "SWAN" (Sleep Well At Night) acronym meaning we're comfortable with our overall financial plan and risk profile. It's sometimes harder to remember the risk variables,...

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Personal Finance (Not Investing) • State Farm auto dividend received?

Got all 6 of ours yesterday...Statistics: Posted by sandramjet — Wed Oct 14, 2026 11:41 pm — Replies 66 — Views 6776

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Personal Finance (Not Investing) • 2027 Social Security COLA just announced...

It technically applies in Dec, with the Dec payment arriving in Jan. Sorry for nitpicking, but this is a source of confusion and I think some of the wording in ssa.tools could be tweaked to be...

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Personal Investments • Transitioning to early retirement, help me figure out...

regarding “what to do.”retirement from a senior position is like slamming on the brakes at 60mph. it is jarring and a tough adjustment, so foremost be kind to yourself.your finances are great, nothing...

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Personal Investments • Is there an ideal ratio of Trad / Roth going into...

There is no ideal ratio of Trad/Roth (or Trad/Roth/Taxable). The math just doesn't work out like that. The general rule is to contribute retirement savings to traditional until your future expected...

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Investing - Theory, News & General • How should bogleheads take “more...

One way to take more risk to leverage your future wages a bit by selling puts. As long as you stay extremely conservative to avoid margin calls, and have a very safe job in case of an economic crash I...

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Personal Investments • Treasuries question

An advisor is telling me with US Government debt high and climbing he would not buy Treasuries for fear of not getting the money back. He says buy CD's, MYGA, Corporates, etc but not the Govt. Does...

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Personal Finance (Not Investing) • Foolish to walk away from 600k Job

Sorry to hear that. In fact I learnt this lesson myself recently. Last year was diagnosed with cancer and was hospitalized for a couple of weeks due to adverse reaction to Chemo where I got a taste of...

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Personal Investments • Worth considering an unconventional approach to fund a...

My retirement planning situation is slightly different from most people. I am planning to leave a significant bequest to my two children. More unusually, I have a teenaged child with severe autism who...

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Personal Finance (Not Investing) • Trying to keep health care in check during...

I buy single vision glasses and sunglasses cheaply online through Zenni Optical using the results from the most recent refractive exam plus sometimes a bit of computation to tweak the spherical...

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Personal Finance (Not Investing) • I'm 46 years old and have been unemployed...

My entire team was laid off as part of a restructuring mid last year. I work in data, analytics, BI, etc. I was in a middle management role, just below Director, making about $200,000 a year after...

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Personal Investments • No TIPS ladder for us!

To that end, I’m considering moving DW's VBTIX 457/403b money to an IRA, so we can invest in TIPS (not available in 457/403b). We already have a great income stream, so I don’t think a TIPS ladder...

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