Investing - Theory, News & General • How should bogleheads take “more...
One way to take more risk to leverage your future wages a bit by selling puts. As long as you stay extremely conservative to avoid margin calls, and have a very safe job in case of an economic crash I...
View ArticlePersonal Investments • Treasuries question
An advisor is telling me with US Government debt high and climbing he would not buy Treasuries for fear of not getting the money back. He says buy CD's, MYGA, Corporates, etc but not the Govt. Does...
View ArticlePersonal Finance (Not Investing) • Foolish to walk away from 600k Job
Sorry to hear that. In fact I learnt this lesson myself recently. Last year was diagnosed with cancer and was hospitalized for a couple of weeks due to adverse reaction to Chemo where I got a taste of...
View ArticlePersonal Investments • Worth considering an unconventional approach to fund a...
My retirement planning situation is slightly different from most people. I am planning to leave a significant bequest to my two children. More unusually, I have a teenaged child with severe autism who...
View ArticlePersonal Finance (Not Investing) • Trying to keep health care in check during...
I buy single vision glasses and sunglasses cheaply online through Zenni Optical using the results from the most recent refractive exam plus sometimes a bit of computation to tweak the spherical...
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Personal Finance (Not Investing) • I'm 46 years old and have been unemployed...
My entire team was laid off as part of a restructuring mid last year. I work in data, analytics, BI, etc. I was in a middle management role, just below Director, making about $200,000 a year after...
View ArticlePersonal Investments • No TIPS ladder for us!
To that end, I’m considering moving DW's VBTIX 457/403b money to an IRA, so we can invest in TIPS (not available in 457/403b). We already have a great income stream, so I don’t think a TIPS ladder...
View ArticlePersonal Consumer Issues • Fidelity now supports passkeys ...
Did anyone actually was able setup a FIDO2 hardware key? Any hardware key?I was able to setup windows hello without any issues and login works. I was not able to setup my FIDO2 key. That is a shame,...
View ArticlePersonal Finance (Not Investing) • Proposed update to Tax basics wiki page
These issue of commonly accepted vs. legally correct language come up periodically - Roth conversions and Rule of 55 come to mind. In both those pages, there is a short section clarifying terminology,...
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Personal Investments • Roth conversion secrets
Since I last posted in this thread, it occurred to me that I don't mind paying extra federal taxes, even if I had, ever since one of our kids attended a US military academy. He was eating us out of...
View ArticlePersonal Consumer Issues • Sending a Paper US Savings Bond
You could use the USPS flat rate Priority mail envelope. It has a 2 - 3 business day delivery and tracking. Send it on a monday or tuesday so it's there by the end of the week. Keep the receipt with...
View ArticlePersonal Investments • 10 year vs 3 year T Bill ladder for 95 year old mother
[A]s the portfolio continues on, unless her expenses go way higher, she is taking more money out than she needs.Your mother's expenses could go up dramatically if she needs expensive medical care or...
View ArticlePersonal Consumer Issues • Passkeys for Login On Vanguard [not working]
What a brain dead implementation. I had FIDO2 token registered as a second factor. This would allow me not to use my phone for the second factor. As an idiot I registered this same FIDO2 token as...
View ArticlePersonal Finance (Not Investing) • Found out that employer's...
If you initiate any action to get the employer/insurance company/CA EDD to correct or adjust anything it will likely bring you nothing but grief. Errors and oversights happen in business and it is...
View ArticlePersonal Investments • Why is Roth 401k not as preferred as backdoor Roth or...
I’ve already determined it will be painful to get contributions from my regular Roth IRA (seperate brokerage account funded by backdoors), as I have no tracking.Can you sit down and make a reasonable...
View ArticleInvesting - Theory, News & General • What does the Warren Buffett 90/10...
You could do VOO and XHLF. XHLF is treasuries with 6 month duration, basically it holds 0-1 year treasuries. Buffet favored 13 week to 26 week T-bills. As others have said, it was estate instructions...
View ArticlePersonal Finance (Not Investing) • My financial advisor says i can retire, do...
There is not enough information to give any useful reply.There is a suggested format for asking portfolio questions. It is only a guideline that you do not need to follow exactly but if you post your...
View ArticlePersonal Investments • Short-term reserve mix, in a high rate environment
I encourage you to learn more about TIPS prior to pursuing them as an investment. It is important that we have a clear understanding of what our investments can and cannot do, as well as the role they...
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Bogleheads Community and Local Chapters • Roll Call for the Retirement Class...
As of Jan 1 2027, I'll be retired at the age of 56.I gave my employer roughly two years notice. OK that's great! Welcome to the Retirement Roll Call and this Awesome Class of 2027! My main retirement...
View ArticleInvesting - Theory, News & General • PSA: bond market closed, stock...
One of those weird holidays when the bond market is closed but the stock market is open. I had forgotten this, so was surprised to see Oct 9 as the market update date and Oct 13 as the settlement date...
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