Personal Investments • Ireland domiciled ETFs: how can a G4 visa holder in...
Let's assume I buy through Fidelity an Ireland-domiciled ETF with US holdings. If my understanding of the above is correct, the dividends I would get from the US holdings contained in an...
View ArticlePersonal Finance (Not Investing) • Form 5500: E*Trade individual 401(k) IRS...
Thanks!Statistics: Posted by zorobabel — Fri Jun 14, 2024 2:51 am — Replies 23 — Views 3658
View ArticleInvesting - Theory, News & General • Can vanguard force transition to...
Almost no one "needs" the mutual fund platform for employment reasons, they have other choices available that involve supervision of a brokerage account. That is like saying nobody needs the house...
View ArticleNon-US Investing • Five years of FIRE but still One More Year
My responses in this thread have been defensive and smug. I apologize for this. I have found some feedback provocative but I appreciate that all the more.I have changed my thinking considerably over...
View ArticleInvesting - Theory, News & General • Purchasing MYGAs (multi year...
@Stinky, Would you recommend MYGA for California. I read somewhere that CA is not very good for this. I went through your presentation and loved it. The attractive rates of MYGAs are great but they do...
View ArticleNon-US Investing • American in UK: asset allocation
Thanks for your response. After poking around a bit, 50% stock seems like it might be unnecessarily conservative. I'll probably go with something more like 60/35/5.Statistics: Posted by aaaxl — Fri...
View ArticlePersonal Finance (Not Investing) • After Tax (Non Roth) Split Rollover: 401k...
How about in-plan rollover of after-tax 401k to Roth 401k? Some plan can automate the transaction on every pay day but my company requires a phone call request. I wouldn’t bother making any after-tax...
View ArticlePersonal Consumer Issues • The EV Life Cycle?
Manufacturers dont lie about range or efficiency. There are testing guidelines by authorities and they adhere by it. Many manufacturers “optimize” for the tests, which results in annoying results like...
View ArticlePersonal Investments • ETFs
One reason I like ETFs is that you dont get surprise 1099s as one can get with mutual funds. You can have no sales of your shares in a mutual fund and still get a 1099 showing capital gains with...
View ArticlePersonal Investments • HSA Funds Selection
The Vanguard S&P 500 fund would be a popular choice here. The blue chip growth fund would be a less popular choice, given the .58% expense ratio and the Boglehead preference for broad based index...
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Personal Investments • T-Bill yield on 6/20?
I don't know about the person you quotes, but I have a ladder of one-year bills maturing every month as part of my emergency fund.Why do that when MMF are paying more (~5.2%)? Seems like a lot of...
View ArticlePersonal Consumer Issues • Please review my SF/Yosemite Itinerary
I would skip Napa as well. You can order good California wine from anywhere. You could swing through Lodi or one of the foothill wineries on the way to Yosemite just to say you did wine in CA. You...
View ArticlePersonal Investments • Are there actually any good financial advisers?...
However, I have been looking over the returns that my FA has generated. In lean years it's about 6% PA and good years 11.5%. Those are not bad numbers considering they factor in the cost of the FA,...
View ArticlePersonal Finance (Not Investing) • Fidelity as a one stop shop
I have observed that Fidelity shares $0 transactional information that I don’t recall seeing with others (Schwab, Ally). For example, today I linked my Fidelity CMA Debit Card to my Venmo account...
View ArticleNon-US Investing • Sending funds from personal Vanguard accounts to an...
Welcome to the forum.Vanguard has sent me a link to a wire services request form, so that I can add my NZ bank account. However I cannot access it via my Vanguard portal as my account cannot be not...
View ArticlePersonal Investments • Move ALL my money to Vanguard?
Bingo. Nine accounts total for two of us, but almost all of the MMkts are in tax-deferred. Fortunately, I've been 100% satisfied with Vanguard for over four decades, so combined with the much better...
View ArticlePersonal Finance (Not Investing) • How Are IRS Interest Payments on Refunds...
...With a check date of June 7, the start of the interest-paying period must be on or about April 23, which must be when the opened return landed at a workstation for processing....It's the other way...
View ArticleInvesting - Theory, News & General • Retirees: what motivated your AA?
I struggle with allocation. For me, we are a year or two from retirement and the key factors I mull over are the following. Seeking feedback on others thoughts and if these factors played a part, and...
View ArticlePersonal Finance (Not Investing) • Anyone wished they had worked a few more...
I could likely retire today. Limit expenses to very reasonable levels and do fine. Others in their mid 40s have done this here on this forum.However, with DW and 2 teenagers it’s now a game I have to...
View ArticlePersonal Investments • Vanguard is threatening forced transition within 30 days.
1099's aren't legally due until the end of JanI didn’t know this. I’ve never received a 1099 from Fidelity before mid-February.Statistics: Posted by Gaston — Sat Jun 15, 2024 3:15 am — Replies 7 —...
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