The "one fund" simply describes that you are using a single fund in each account and those single funds have the same profile. For example I have an AA of 80/20 and 3 accounts. I use a vanguard lifestrategy in my vanguard ira, a vanguard TDF with the same AA in my 401k, and a blackrock ishares etf in another taxable account with the same AA.I am in Target Retirement Index 2040 in all my accounts.
This includes Blackrock version in wife’s 457…. Fidelity versions in wife’s 401a, 403b, HSA, wife’s Roth IRA, my Roth IRA…. Vanguard in my old 401k and my current 401k.
Do you think, as I do, that this is sufficiently described as “One Fund Portfolio”?
I also gave up on trying to guestimate us vs international. While I do not really believe international is going to hit any homeruns I also have no clue about the US side as well. Both have had stellar runs and bad runs in the past so I will let the market cap dictate my percentage and hedge all potential possibilities.
3 funds, 3 accounts but one unified asset allocation across all of them. A "One-Fund Portfolio". Set and forget!
Statistics: Posted by cosmos — Wed May 15, 2024 10:11 pm — Replies 938 — Views 256833
