Personal Finance (Not Investing) • Preemptively Providing Extra Information...
Hi everyone,I am posting this to the US investors forum instead of the non-US investors one in the hope of reaching a wider audience. I apologise in advance if this is too long and rambling but I just...
View ArticlePersonal Finance (Not Investing) • Rental 1/2 Duplex - Square Footage Tax...
Thank you again. Bombcar, your comments make us rest a bit easier regarding tenant's rent, but I will research local rents as suggested. We are considering moving into a 55+ community of condos, in...
View ArticlePersonal Finance (Not Investing) • Reverse Mortgage for MIL? (and other...
OK 150k no increase draw down at 2k a month will last 75 months which is 6 years 3 months. If she is 78 that gets her to 85. I would hold off the reverse mortgage idea. The likelihood of her still...
View ArticlePersonal Investments • Overwhelmed, Distrustful, Ignorant, and hoarding $
Look forward, not back. Don’t sell yourself short. Come up with a plan such as:1) get more educated on investing basics. Start with this BH wiki page:https://www.bogleheads.org/wiki/Getting_started2)...
View ArticlePersonal Investments • 2024 IRS Amended filing, withdrawal and amended filing...
I don’t think they will net. They will pull A and then refund BStatistics: Posted by jebmke — Sat Mar 15, 2025 5:41 am — Replies 1 — Views 78
View ArticlePersonal Consumer Issues • Costco AT&T deal
I'm a long term customer of AT&T. Ignore the automated email. It's never accurate since its NOT taking into account any credits/discounts.I upgraded 3 of 4 iPhones on my account a few months ago...
View ArticlePersonal Finance (Not Investing) • Fidelity as a backup executor?
My mother set up charities PoD (her IRAs), as personal representative, I thankful she did that. With good info (clear and explicit primary and secondary info) in the beneficiary sections, it was...
View ArticlePersonal Consumer Issues • Online Travel Agencies: Business Class Tickets
If you don't get help here- there have been some past discussions of this on flyertalk. I concluded that (1) there are real concerns about reliability, and about possible not allowable use of frequent...
View ArticlePersonal Consumer Issues • Does anyone prefer sedans or wagons over...
Getting into and out of a SUV is much easier with my arthritis. I brought a 65" TV home in the back. Not looking up at all other vehicles. No worry about curb stops. Better in deep snow. I do think a...
View ArticlePersonal Finance (Not Investing) • Alternatives to online banking
OP, for a few years I used SoFi as they had great rates, and kept my brick and mortar banks (Truist and one more) for day-to-day expenses.I mailed a large check (about $5k) to pay a credit card bill,...
View ArticlePersonal Investments • 8 figures to invest. Talk me into or out of an advisor!
Congratulations on your success! Try to avoid the affirmation of feeling special via financial advisors. I know, it can feel good to “have a guy for that” (or gal) in social circles but just...
View ArticlePersonal Investments • "Time in the Market" vs. DCA?
This PDF published by Vanguard in Feb 2023 offers some advice:Cost averaging: Invest now or temporarily hold your cash?.Summary:Lump-sum investment strategies beat common cost averaging investment...
View ArticlePersonal Investments • A Free Google Sheet for Asset Allocation Tracking
Dan, crazy idea- if you think scripting to allow import of data will scare off folks, why not make 2 versions each time you update? One "plain Jane" and one with the script that allows data...
View ArticlePersonal Investments • Roth IRA 5 year account age before profits can be taken
To take qualified Roth IRA distributions, your initial Roth IRA (your “2024 Roth IRA”) must be 5 tax-years old. If you funded your initial Roth IRA in calendar year 2024 with a 2024 tax year...
View ArticleInvesting - Theory, News & General • S&P500 up today 3/14/25 2.05% —...
Why must people insist on playing stupid games where their money….dont they know that all they win (in the long run) are stupid prizes?? There are PLENTY of much more difficult concepts to grasp…like...
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