Personal Investments • Expense Tracking - How to handle large, unual expenses
I am starting to track our monthly expenses. For those who do this, how do you handle large, unusual expenses?...things like a new car, a kitchen remodel, a costly medical procedure.Does it make sense...
View ArticlePersonal Finance (Not Investing) • New small car suggestions/ experiences
We just sold our 2010 Altima hybrid with 125K miles with the "dreaded CVT" for $8K.Repairs other than factory minimum scheduled maintenance over 15 years consisted of replacing front struts due to one...
View ArticleInvesting - Theory, News & General • GFC was a great learning experience
One “lesson” that was also reinforced was markets will tend to rebound and all will be well in a couple/few years. That is true more often than not, but not always the case. Sometimes you can end up...
View ArticleInvesting - Theory, News & General • What is the purpose of TIPS in your...
TIPS Plan: - Having a base amount of money annually adjusted for inflation for 10 years out for the basic needs - Food and Housing Spend. I like the Year ETF TIPS. IBIB - IBIK for the next 10 years....
View ArticlePersonal Investments • Need Help with Aging Parents
Thank you all for your timely responses. I feel more confident in my ability to help them based on the feedback above. Here are a couple of additional pieces of data.They do not (and will not) have...
View ArticlePersonal Finance (Not Investing) • PenFed mortgage problems?
I'm using bill pay. All other bills are ACH, but PenFed is paid by a check. The checks are tracked to the Texas P.O. Box in a reasonable time, but then do not get posted for several days. Not sure...
View ArticlePersonal Investments • How much do you buy in taxable?
I prefer not to hold fractional shares, so dividend reinvestments are turned off, and any excess cash left over after purchasing full shares will just hang out in the MM settlement fund until my next...
View ArticlePersonal Finance (Not Investing) • couple 84 years old--annuity now or when...
To my mind, a TIPS ladder protects against future inflation and the longer your horizon is the more of a concern that might be. The problem with doing that now is that if you aren't able to hold the...
View ArticlePersonal Investments • Capital Loss, LLC vs Cap Gain, Personal etfs?
Yes I think it is. Please refer to schedule D and I believe you can offset the losses.Statistics: Posted by realclemsongrad — Fri Apr 18, 2025 7:06 am — Replies 1 — Views 66
View ArticlePersonal Consumer Issues • Flaunt your old, sole vehicle (and how much longer...
Lexus LS400, I plan to will keep it until it quits.Statistics: Posted by wander — Fri Apr 18, 2025 7:06 am — Replies 114 — Views 7610
View ArticlePersonal Investments • Young widow how to invest a life insurance payout and...
Condolences for your loss and respect for your husband for planning for you even in the worst-case.I agree the 529 should be your "last resort" and really should only be funded from current income...
View ArticlePersonal Consumer Issues • What Movie Have You Recently Watched?
This certainly wasn't new but on Peacock (I think) they had a documentary on the 3 guys that left Texas Instruments to create Compaq Computers. Compaq essentially drove IBM out of the PC business. It...
View ArticlePersonal Investments • It is Easy Come & Easy Go…… then Why
I personally never know how to respond to these threads other than to suggest to seek counciling.Someone that has won the game, is retired and has more than enough money to last a lifetime, are...
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Personal Consumer Issues • If you could be 45 again
That was 2013 for me.My future self would tell my 45 year old self, "Keep up the good work. Everything will work out just fine".My 45 year old self would tell my future self, "I'm doing the best I...
View ArticlePersonal Investments • International stocks
This is well picked over in a megathread. Search, first, always.Statistics: Posted by SimpleStupid — Fri Apr 18, 2025 7:14 am — Replies 3 — Views 58
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