I've been thinking about that with my TSP. I may just split the differences and do a third on Treasuries (mix of G Fund and various other bonds), a third TIPS ladder, and a third annuity. It will depend on the interest rate, inflation expectations, how much I will have in TSP and how healthy I will be when I retire in 10+ years. The negative of the annuities is that it can increase only up to 2% per year and may not keep up with inflation. That is where TIPS ladder comes in.
For quick reference, here is the link to the TSP Annuity calculator https://www.tsp.gov/calculators/tsp-ann ... r/#panel-1. This is in the Yahoo Finance article that talks about Treasuries vs. TIPS Ladder vs. Annuity https://finance.yahoo.com/news/treasury ... 20815.html
For quick reference, here is the link to the TSP Annuity calculator https://www.tsp.gov/calculators/tsp-ann ... r/#panel-1. This is in the Yahoo Finance article that talks about Treasuries vs. TIPS Ladder vs. Annuity https://finance.yahoo.com/news/treasury ... 20815.html
Statistics: Posted by TheRoundHeadedKid — Mon May 27, 2024 12:18 am — Replies 4 — Views 369