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Personal Investments • Why companies don't allow post-tax 401k contribution?

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You can't Safe Harbor your way out of discrimination testing with after-tax contributions. Typically, only the highest-paid people will take advantage of them, making it difficult to pass the discrimination testing.
What megacorp did was have an overall percentage of salary that could be contributed which held down the amount going into aftertax for most people so the last few years before I retired it was 30% of salary.

Statistics: Posted by placeholder — Thu May 30, 2024 12:56 am — Replies 29 — Views 2720



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