I don't hold the fund (but have TSP household access through an old spousal account). But I know that the TSP mgt takes its job of portfolio construction quite seriously, and there's scrutiny of its decisions. If it makes you feel good to hold only G Fund, that's a personal choice.TSP management holds G to F fund at a 12:1 ratio. Take from that what you will. Having such a trivial smattering of F won't make a material difference. If it feels good to you, go for it. I'd rather have complete security on the fixed income side of my portfolio and take more risk on the equity side.The TSP management felt including the F fund in L income is worthwhile. Because they are fiduciary, it can be assumed the decision was not capricious.You have a one-fund portfolio, and nothing could be simpler than that. If it makes you happy knowing you've got a pinch of this and pinch of that in your portfolio, all good. You don't have to manage it or tend the garden. At the end of the day, those tiny slices don't amount to much. Try backtesting a few model portfolios.
Statistics: Posted by AlwaysLearningMore — Wed Jun 05, 2024 1:07 am — Replies 19 — Views 2620