Hi anon. No reason. Just getting it for my DW then later I will apply for my own premium rewards and then convert my UCR to a CCR (if possible). At that time, I'd then have a 4th.Yes, my 3, DW 1.So you currently have 4 BoA CCs?Exactly. This was the reason for wanting own CCR for wife -> increase our quarterly limits. I already have 3 CCR (1 CCR, 1 affinity - Cal Berkley, 1 affinity - SGK). So far, easily blow through the 5000/qtr with 2 cards set to online shopping with our Costco spending, and even with the third one varying the 3% category b/w online shopping, and travel, and added to the 2% category for grocery stores, we have hit our 2500 limit on that card as well. Thus, I could have applied for yet another CCR, but I figured about time I get my wife some cards as I was also planning on the PR card (for the TSA benefit; and I figured if she gets that, then I might as well see if I could convert my UCR into a CCR) and applying simultaneously for a CCR for her.
AU gets same bonus but if DW is PH can get own cards and increase total quarterly limits on CCRs for example (can get more cards faster with two individuals applying).
Any reason you aren't getting a 4th for yourself?
Statistics: Posted by bbrock — Wed Jun 12, 2024 2:52 am — Replies 7587 — Views 1007529