Read the kitce’s article a while ago, seemed to make sense. Retired at 58 with 40-60 where most of portfolio is post-tax and have paid expenses out of bonds. Obviously we’ve had a nice run in equities so ten years later we’re up to 55-40 and our portfolio today > portfolio at retirement.
After a lifetime of rebalancing, it’s been hard for me not to take some equities off the table and in fact I rebalanced 3% towards bonds this year. Still, it seems to me our glidepath of 1.5% a year works pretty well. I start SS in 2 years at which point I’ll reevaluate our aa and glidepath.
After a lifetime of rebalancing, it’s been hard for me not to take some equities off the table and in fact I rebalanced 3% towards bonds this year. Still, it seems to me our glidepath of 1.5% a year works pretty well. I start SS in 2 years at which point I’ll reevaluate our aa and glidepath.
Statistics: Posted by gips — Thu Jun 20, 2024 3:50 am — Replies 29 — Views 5575