I made after tax contributions to a t-ira many years ago and I did not know I needed to file form 8606. about 10 years ago I realized the error of my ways and filled out the form 8606 for each year (for both me and DW) and added a cover letter explaining it. The after tax contributions were all in a separate t-ira, and I had a record of when this account was opened so I did have some proof (and I had not deducted those t-ira contributions from my taxes). I never heard back from the IRS, my wife has converted all her t-ira to a Roth a few years ago, I still have an after tax basis in my t-ira.
Statistics: Posted by niagara_guy — Fri Jun 21, 2024 5:23 am — Replies 4 — Views 196