Personal Finance (Not Investing) • After 401k and Roth IRA, what's next? 457b or mega backdoor Roth?

I would not use the non-governmental 457, especially in the 22% tax bracket. There is little deferral benefit at 22%, you don't need more deferral benefit because you are doing enough already, and the payout options are almost always inflexible and inconvenient.

I suggest going for the mega-backdoor if you have the liquidity you need in your taxable account

Statistics: Posted by retiredjg — Sat Jun 29, 2024 7:25 am — Replies 6 — Views 483

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