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Personal Investments • Portfolio Review for mid 50's couple

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Chassis, I appreciate your suggestions on allocation, 401k, Roth conversions and reading Lynch. I also updated my original post based on your questions. Many thanks!
Thanks. Your net worth is >35x your annual living expenses. You have won the game, congratulations. The general idea is that net worth should be at least 25x living expenses to have approximately "won the game". Read about the 4% rule or guideline.

During your remaining working time, I would prioritize liquidity, which means contributing to taxable investments and cash (Treasuries, money market). Employer matching contributions on 401k/403b accounts will not change your long term financial outcome, at this stage of your earning careers.
Thanks chassis for the suggestion of prioritizing liquidity and the congratulations. I'm trying to take in that we're essentially "there". It's helpful to hear as my mind struggles to process it.

Statistics: Posted by fericofox — Mon Jul 01, 2024 7:50 am — Replies 8 — Views 1147



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