Was your 16yr-old covered by the policy as an authorized driver?So my 16yo was driving to work and swerved to miss someone coming in her lane. Went off the road and hit a road sign - I guess the sign got hooked on the side and ripped off the paneling and bumper/taillight and messed up the front wheel. Long story short we filed a police report because of the property damage. Police said they aren’t submitting anything to insurance but will insurance find out anyway? I’m going to guess the damage is $4-5k (which is about what the vehicle is worth). I don’t plan to submit a claim but if they are going to find out and Jack rates anyway I figure I might (or would it not be worth it? ) I actually still have full coverage on it because it was super cheap under me and didn’t drop yet. Everything I’ve been researching online has been pretty vague.
Your policy probably requires you to report the accident regardless.
Incidentally when you said "paneling" I immediately pictured her driving a woodie (or woody if you prefer that spelling.)
Statistics: Posted by tibbitts — Fri Jul 26, 2024 12:26 pm — Replies 2 — Views 120