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Personal Investments • Spending down cash in a stock market downturn - does this actually work?

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On the other hand, we often think of 2000-2003 (the tech crash) and 2008-2009 (the global financial crisis) as two separate bear markets, but in Morningstar's scoring, inflation-corrected and including dividends, there wasn't quite full recovery in between, so they consider 2000 through 2013 as one single 13-year-long bear market.

So, how much do you hold in cash? Very few people who talk about holding cash to ride through a bear market are holding sixteen years, or thirteen years, or even seven years.
The SPY peak in 8/2000 and 2/2013 match up. With an intervening peak in 10/2007. So pretty much most of the time one was behind and only saw lasting upside post 2/2013 :shock:

Below is a picture of 2000-2013 SPY
https://postimg.cc/HjcLdN9c

Statistics: Posted by Robin1234 — Wed Sep 04, 2024 8:24 pm — Replies 24 — Views 2457



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