Does anyone here still hold EDV (Vanguard Extended Duration Treasury ETF)? The topic of long term treasuries has been scarce here since 2021.
I currently hold 10% EDV and 5% VIPSX (Vanguard TIPS) in my pre-tax IRA. Just did a rebalance for the year into both when I rolled over my 401k last month.
My plan is to retire in ~2045, at which point do I start to transition away from EDV into shorter duration funds?
Mostly curious because the majority of the unrealized losses in my portfolio are in my bond fund holdings. I anticipate those eventually going away in 10-15 years but was curious as to the actual mechanics of shifting my allocation over to BND or VBLTX (Vanguard Total Bond Market). Would I just transitioning over 1% allocation per year starting 2035 or just direct new inflows into BND?
For the rest of my portfolio, it's 80% equities and 5% Gold.
I currently hold 10% EDV and 5% VIPSX (Vanguard TIPS) in my pre-tax IRA. Just did a rebalance for the year into both when I rolled over my 401k last month.
My plan is to retire in ~2045, at which point do I start to transition away from EDV into shorter duration funds?
Mostly curious because the majority of the unrealized losses in my portfolio are in my bond fund holdings. I anticipate those eventually going away in 10-15 years but was curious as to the actual mechanics of shifting my allocation over to BND or VBLTX (Vanguard Total Bond Market). Would I just transitioning over 1% allocation per year starting 2035 or just direct new inflows into BND?
For the rest of my portfolio, it's 80% equities and 5% Gold.
Statistics: Posted by stimulacra — Wed Sep 04, 2024 8:36 pm — Replies 0 — Views 63
