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Personal Finance (Not Investing) • a few basic tax loss harvesting questions

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1.Do I have to have gains to deduct my losses?
2.If I sell a stock at a loss and that sale was my only stock/financial transaction that year can I just deduct $3k of the $10K loss off my taxable income?
3.I can’t deduct the entire $10 loss at one time right?
1 No, $3k can go against income
2 yes
3 not without gains

Also watch out for wash sales, which can be caused by reinvested dividends, which you might not think of as one of your transactions.

Statistics: Posted by rkhusky — Thu Sep 05, 2024 9:18 pm — Replies 1 — Views 63



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