Personal Finance (Not Investing) • How To Lower Retirement Expenses

It’s just eye opening when you look at the general public, and realize how lucky we are to be in the situations we’re in to discuss a topic like this.

Everyone here is in the top 10% imo (income or net worth).
Living in bubbles on the west/east coasts masks a lot of hard realities with how the majority live.

Interesting point.
Well said.

Context and perspective is an "eye opener" and "reality check".
vs
(caution and discretion)
conformity bias, cognitive bias, etc. Like the ancient Hindu Parable: "Blind men and the elephant".

Controlling and lowering retirement expenses and costs can be a "game changer" for lifestyle and "peace of mind".
Certainly, things can be done that have an immediate financial effect, this way.

j

Thanks. Dw and I come from lower middle households. That hasn’t stopped us from lifestyle creep/run! But at least it’s in discretionary areas which can be slowed down if needed.

Been a stressful few days at w*rk and she agreed when I said we could live off our nest egg, if we’re a bit more careful vs. facing stress like this in my mid 50s (which is what my worst nightmares are lol)

Statistics: Posted by Wannaretireearly — Tue Sep 17, 2024 11:57 pm — Replies 82 — Views 10547

---