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Investing - Theory, News & General • Larry Swedroe on Reinsurance

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The "alternatives" that you mentioned and that you tried are basically volatility laundering instruments in the sense of Cliff Asness, possibly with a questionable illiquidity premium but I doubt it. If looking at alternatives at all, I would look for actually underlying drivers of return that are uncorrelated to the equity markets. Reinsurance risk seems a bit more promising.
Most of what Larry talks/writes about seems a bit more promising but the track record of how they perform AFTER Larry talks/writes about them isn't so good. I'm content to watch reinsurance from the sidelines for a while. SHRIX has a 10+ year track record. 5.31% annualized. It better have a similar risk level to cash for me to get very excited about it right now. The index, whatever that is, has a 10 year return of 1.52%. Not sure I can justify paying 1%+ for an asset class with long term returns < 2%. Why are people excited about this? Did they have a really good 2022 or something?
Look at the chart and the Sharpe ratios in my post above, and consider the near zero beta. I'm sure there a longer, simulated backtests. Reinsurance risk has a theoretical reasoning for having positive premia and uncorrelated to the stock market, that makes sense to me. I personally think it is more promising than many other "alternative" stuff. I don't like the fees or the mutual fund form yet.

Statistics: Posted by comeinvest — Mon Oct 21, 2024 12:19 am — Replies 40 — Views 2870



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