Personal Investments • Portfolio Ideas/How am I doing

Your portfolio is a bit messy and really would not align with my personal philosophy.

1) decide on your international equity allocation. If 30% for example then my default equity portfolio would be 70% VTI and 30% VXUS.

Next question is do I want to tilt away from default and if so why?

You appear to have some random funds just mixed in for no reason that I can tell.

2). Roth should be close to 100% equities. It’s ok to have a little short term if you might need it and want to withdraw from Roth for tax reasons.

3) I would not hold any social fund, real estate fund or any other sector fund.

4) you know you should not hold Honeywell but it is small so keep it if it makes you happy.

5). In my Roth I hold 100% equities and am 61 but still enjoy working. I tilt away from my default of VTI/VXUS using Avantis AVUV and AVDV. I take a factor tilt to small/value/profitability.

6) your IRA is full of random bond funds, equity funds and balanced funds. It’s full of overlap with no philosophy or purpose what I can tell. . Maybe pick one target date fund, a life strategy fund or some sensible 3 or 4 fund portfolio.

Best of luck.

Statistics: Posted by BitTooAggressive — Tue Nov 05, 2024 2:56 am — Replies 1 — Views 233

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