We've been on Plan N since signing up for Medicare, 7.5 years ago. I've found that most doctors and specialists don't add the extra charge, which if memory serves is 15% of the charge that neither Part B nor Plan N will cover. That usually doesn't add up to much, but it could on a surgery. My wife had both knees replaced within a year and a half at 50k each for outpatient surgery. Our extra charges were not billed. That doesn't mean the couldn't have been charged.
If I had to do it again I would switch to Plan G though, because the peace of mind of guaranteed zero extra charge bills would stop me from wondering if the next time would be different with Plan N. Ages 71 and 72, premiums in 2025 $172 and $185 respectively, and goes up every year.
If I had to do it again I would switch to Plan G though, because the peace of mind of guaranteed zero extra charge bills would stop me from wondering if the next time would be different with Plan N. Ages 71 and 72, premiums in 2025 $172 and $185 respectively, and goes up every year.
Statistics: Posted by vested1 — Fri Nov 29, 2024 8:07 am — Replies 5 — Views 443