Quantcast
Channel: Bogleheads.org
Viewing all articles
Browse latest Browse all 4733

Personal Investments • Vanguard brokerage account - cost basis method for donating appreciated assets

$
0
0
I opened a Vanguard brokerage account in 2020 and bought VTSAX whenever I had extra money. I never paid attention to the cost basis method because I assumed (without thinking about it) that Vanguard would keep track of when I put money in and what the cost basis was. I am now trying to make a donation of appreciated assets to a college. Last week I went into my account and believe the cost basis method was set to "Average Cost." It seemed like I needed to switch it to "Specific Identification" so I could decide which lots to donate. I called Vanguad support, and they weren't super helpful.

Now, when I log in click "show lot details" they all have the exact same percent gain/loss, which I know is not true.

Is there a way that I can display my lots by the price that I paid for them and give the ones that have appreciated the most? Did I make a mistake by not selecting "specific ID" when I set up this account 4 years ago?

Thank you for your help.

CCSS
Welcome to the forum.

To set your cost basis method to SpecID try the following...

1. Once you're logged in to Vanguard, click the little head & shoulders icon for "Profile".

2. Then, navigate to the "Accounts & trading" tab on that screen.

3. Then, look for "Cost basis method".

4. Once there, use the drop-down box to select your preferred method.

5. Then, give it a day or two to actually take hold in the Vanguard back-end systems. It probably won't be instant.

Regards,

Statistics: Posted by retired@50 — Tue Dec 03, 2024 9:01 am — Replies 1 — Views 43



Viewing all articles
Browse latest Browse all 4733

Trending Articles



<script src="https://jsc.adskeeper.com/r/s/rssing.com.1596347.js" async> </script>