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Personal Finance (Not Investing) • Lump Sum Pension Payout to Traditional IRA

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I have to make a decision soon about a very small pension from a previous employer.

I have a larger pension coming up in a couple of years when I officially retire.

I think I want to take the smaller pension in a lump sum payout. I already have a Traditional IRA set up. It contains monies from a partial inservice rollover I did in 2023.

The lump sum payout to TIRA will stay within the same custodian.

Will I rollover the smaller pension into the same Traditional IRA? Is it okay to intermingle the monies within the TIRA? Or do I have to keep track of what monies came from where in the TIRA?

I generally do my own taxes using TurboTax. I've heard I will receive a 1099R for the lump sum payout going into the TIRA. Will I be able to use TurboTax to show this transaction? Can I DIY this or do I need a professional? I did pretty good reporting the partial inservice rollover in 2023 with help from this board.

Thank you!

Statistics: Posted by shelterinplace — Thu Dec 19, 2024 12:44 pm — Replies 0 — Views 21



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