What's the point of withdrawing, if you're not spending it?The last few years' withdrawals might be a huge amount of money ... you could just leave it in cash. No-one says you must spend it all in Year 30 or earlier, or the years immediately prior, which would give you a buffer for living past Year 30.
"Withdrawing" presumably means selling investments and/or taking money out of tax deferred accounts. Why would you want to do that and then leave the money in cash, if you have no plans to spend it?
Certainly, I can understand having some sum of money in cash somewhere. But why would I want an ever increasing allocation to cash, as I "withdraw", according to some predetermined plan, but do not spend?
Statistics: Posted by jeffyscott — Fri Dec 20, 2024 12:54 pm — Replies 36 — Views 1650