Personal Investments • Roth conversion from account with a loss

I am planning on doing a Roth conversion from my 401k rollover. That account is mostly VFIDX, intermediate bond, with a huge loss. Moving the shares in kind to the Roth. Any problem with that, comments or suggestions?
Thanks, KPG

What do you mean a huge loss? Is it pre-tax dollars? If so, then there is no loss that matters to the conversion or your tax bill. It's worth what it's worth and it's actually better to do a Roth conversion when the account is small all else being equal because the tax cost is lower.

Statistics: Posted by White Coat Investor — Thu Dec 26, 2024 2:05 pm — Replies 11 — Views 611

---