Do you believe that the spending pattern for a 65 year old will be the same at other various ages such as 75,80, and 85?Don’t forget about drawdown. A 65 year old, drawing 4% and increasing for inflation, starting in 1966, would have been stressed out. To say the least. The portfolio lost 80% of its real value by age 80 in 1981. Yeah, things got better out to age 95, but that’s only known in retrospect. I maintain that 4% really didn’t work.its not only about portfolio; its more about maximum drawdown.
Statistics: Posted by smitcat — Mon Jan 06, 2025 4:21 pm — Replies 15 — Views 779