I think this came up recently on another thread. If you save a low equity allocation like 50/50 or 30/70, what should you do in regards to the saving rate. May be if you are using say 30/70, a saving rate of 15% may not be enough.or you can not bother with any of this. We simply created a savings and investment plan and got on with life; the key was to maintain the discipline around those two factors. Any estimates of retirement expenses by me in my 30s and 40s would have been nonsense so I didn't spend a minute on this.
Statistics: Posted by gavinsiu — Sun Jan 12, 2025 5:57 pm — Replies 32 — Views 2050