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Personal Finance (Not Investing) • Why Doctor (PCP) won't allow self-pay?

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It's pretty much water under the bridge at this point. I had my physical. I paid. I got my test orders and results. Same as every year. Not perfect. Not dead yet. I was mostly hoping to better understand why this seemed to be a pretty big issue for their office.
But this thread is now included among the wealth of info on this site and will likely help dozens (hundreds? thousands?) of folks who had a similar question.
Yep. Thanks. If this has been brought up here before, I missed it.

The background question here is "is a retina detachment an emergency?"

Let's assume "yes," which would likely be the answer received from any ophthalmologist or other eyecare professional. What if I had a detached retina and only one in-network retinal ophthalmologist in my state and he was on vacation? Would the out-of-network retinal ophthalmologists have the same answer as my PCP's office (i.e. we can't take cash pay, out of network patients). This is my true underlying issue, although I'm trying not to cross the line into discussion of medical conditions here on the forum. Even before my being educated that cash is no longer king, this drove my switch in insurance. Four risk factors and a recent scare were all it took. :annoyed

Statistics: Posted by FreddieFIRE — Thu Jan 16, 2025 6:58 pm — Replies 13 — Views 831



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