I’m a huge Wellington fan but most here will encourage indexes and they are fine to.I have about 500k in Bond fund and 100k in Wellington. Bonds are close to even after 10 years but nice yield. Looking to take on a little more risk, 2 to 3 and like Wellington. I am open for other funds available in Vanguard.
I am 70 and have 1.5 mill in retirement account and do not touch, i am married and joint pension and SS is 150k a year. No real debt and good health.
Personally, I prefer actively traded. From that perspective if you want more risk, VPMAX (PrimeCap) .31% was closed to new investors for years but just reopened. If less, Wellesley .16% 2/3 bonds, is not tax efficient so best in deferred account or taking dividends. It weathered the 22 bond route pretty well loosing just under 10%. I mix a large nest egg with 50/50 Wellington/Wellesley, it gives me exactly what I want 50/50 bonds/ large cap blend with 5% international that I tolerate.
John
Statistics: Posted by itnetpro — Tue Jan 21, 2025 7:50 pm — Replies 2 — Views 127