Yes. We're the same age, and I've also been working towards a pension (military). It's good if you can get it, but in the first half of my career I became keenly aware that continued service until 20 years was maybe a coin flip's chance with reductions-in-force and the up-or-out promotion system. So I've invested conservatively from a pretty early age rather than saying "oh, the pension is like already having $2M in bonds."I also had the thought of "what if" something occurs that forces us out of the workforce earlier. That would change the whole pension as a bond dynamic, possibly.
Statistics: Posted by warner25 — Wed Jan 22, 2025 8:05 pm — Replies 11 — Views 510