The OP asked for opinions and the consensus seems to be that this is a waste of time and effort, even though not much of either may be required. However if the OP derives some personal pleasure from it, like with saving $5 on tax software or other activities Bogleheads post about from time to time, then there might be enough value in that to make the switch worthwhile to the OP.I use FZILX (this is the "zero" International Equity) and I find some of the discussion here of interest. I don't think it's a great look, though, for forum respondents to tell the OP that his/her interest in a financial matter like this is not worth the time of day. I know I've seen celebratory threads about a fund lowering its expenses from 0.06 to 0.03, for example - maybe its OK if it lands you (still) at Vanguard? Not to mention so many threads about nothing. My international allocation is somewhere near 10 times the example above, putting me in line for savings of $15,000? A little here, a little there, pretty soon we're talking about real money.Has anyone already made the switch? Or considered it and stayed with Vanguard? What is the opinion of the forum about this potential decision?
Statistics: Posted by tibbitts — Fri Jan 31, 2025 9:48 pm — Replies 44 — Views 1911