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Personal Investments • When do annuities make sense?

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It can make sense to cover your base expenses with
guaranteed income:
Social Security
pension(s) if you have them
Annuities

Social security is inflation adjusted.

Most annuities are not inflation adjusted.

My wife's small pension is not inflation adjusted either.

I will likely annuitize 4% of my portfolio
sometime between age 70 and 75.

Statistics: Posted by MathWizard — Fri Jan 31, 2025 10:05 pm — Replies 8 — Views 742



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