I'm rolling over an IRA to Fidelity and need ideas on how to allocate the $521K. I'm retired, 60 years old, and considering a 60/40 stock-to-bond allocation.
For stocks (60% allocation):
Would VOO be a better choice than VTI, or should I use both?
I'm thinking 60% VTI and/or VOO, 20% VXUS, and 20% SCHD.
For bonds (40% allocation):
40% BND, 30% SGOV, and 30% VTIP.
Does this approach make sense, or am I overcomplicating it? Would a simpler allocation be better?
For stocks (60% allocation):
Would VOO be a better choice than VTI, or should I use both?
I'm thinking 60% VTI and/or VOO, 20% VXUS, and 20% SCHD.
For bonds (40% allocation):
40% BND, 30% SGOV, and 30% VTIP.
Does this approach make sense, or am I overcomplicating it? Would a simpler allocation be better?
Statistics: Posted by rossv — Sat Feb 01, 2025 10:13 pm — Replies 0 — Views 26