His 2 extra years may make no difference at all to his PIA. If his wage-inflation adjusted earnings do not displace one of his 35 highest years, his PIA will not go up. If he is suffering age discrimination salary compression, it may not be a stretch to envision salary stagnation, even shrinking in real terms.B will work two more years and contribute to SS for those 2 years, so ....
I retired at 57. I looked at what another year would do to my SS benefit. It was trivial per year. I had 34 full years post-college plus 2 partial years. Well beyond the second bend point.
I think living to 90 is beyond the break even point, so the late claimer could collect more, but detailed salary history is needed to settle it.
Statistics: Posted by Svensk Anga — Sun Feb 02, 2025 10:18 pm — Replies 4 — Views 398