I don't normally say this, but it would be helpful if you could edit your post to follow the guidelines for Asking Portfolio Questions.
It is too difficult to understand your situation from your current post. At least, it is too difficult for me.
For instance, I have no idea how your annuity works at all. Usually, an annuity means you get $X of income per year (either adjusted for inflation or not) until you die. But you have been "withdrawing" $50k/yr of it for the last 4 years and will keep doing that for 6 more years until you have no more annuity? Is that right?
You also haven't indicated what kind of account (ex. taxable, 401k, IRA, Roth IRA) holds what % of which fund. And people need to know that if you are looking for suggestions on simplification/consolidation.
I'm also not sure what your question is. If it is "Do you have enough?", then you want to indicate what your annual spend is and what you will be collecting in SS annually.
It is too difficult to understand your situation from your current post. At least, it is too difficult for me.
For instance, I have no idea how your annuity works at all. Usually, an annuity means you get $X of income per year (either adjusted for inflation or not) until you die. But you have been "withdrawing" $50k/yr of it for the last 4 years and will keep doing that for 6 more years until you have no more annuity? Is that right?
You also haven't indicated what kind of account (ex. taxable, 401k, IRA, Roth IRA) holds what % of which fund. And people need to know that if you are looking for suggestions on simplification/consolidation.
I'm also not sure what your question is. If it is "Do you have enough?", then you want to indicate what your annual spend is and what you will be collecting in SS annually.
Statistics: Posted by Beensabu — Fri Feb 07, 2025 11:02 pm — Replies 1 — Views 146