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Personal Investments • Best way to avg 10% annual return via Boglehead philosophy

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You will not get 10 percent with bonds, that is basically known. Bonds are good for slow and steady and as insurance against stock downturns (hah - that historically was true).

So if you know you can’t get 10 percent there and you are hell bent on that goal, you are down to two funds and deciding what you think about global vs US.

I wouldn’t set that as a goal. Stocks are valued too high, probably, and Vanguard and others project US stocks returning maybe 5-6 percent over the next decade. But if you are going for broke, I would maybe do two stock funds, US and global, at maybe a 2-1 ratio.
There are plenty of bond funds that pay 10% or north of it, they’re just not treasury funds

BXSL, FSK, OBDC all pay 10-14% for example - of course you have taxes to deal with if held in a taxable account

Statistics: Posted by LFKB — Mon Feb 10, 2025 11:06 pm — Replies 45 — Views 4100



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