Investing - Theory, News & General • How the 4% rule would have failed in the 1960s: On the folly of fixed withdrawal rates

Thanks to the 401K, good or bad, it’s a different world than from even 20 years ago. Affluent retired and retiring Boomers are now dependent on managing their own stock and bond portfolio. Sequence of returns risk is a serious problem to be managed.

Managing your own stock and bond portfolio isn’t hard. At least I hope it’s not since if I bite it my wife’s instructions for portfolio management fit on an index card. (Seriously)

Statistics: Posted by angelescrest — Mon Feb 10, 2025 11:54 pm — Replies 151 — Views 10245