Personal Finance (Not Investing) • The monster RMD thread - discuss all things RMD here!

I'm going to be required to take an RMD next year for the first time. When this happens, our marginal tax rate will increase by 11%. Does it make sense to liquidate some IRA assets a year early (this year) to take advantage of a lower rate? If I do liquidate some IRA assets this year, our tax rate will increase by at at least 8% as we are near the next bracket as it is.

Thanks for your input. Just trying to determine whether this would be a wise or unwise move.

Statistics: Posted by Cruise — Wed Feb 19, 2025 12:26 am — Replies 30 — Views 2621

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