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Personal Investments • Emergency fund in Treasury Direct option

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Not sure what people mean by a "true emergency" where you need money quickly.
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What type of emergency are you envisioning that needs a withdrawal in a few days?
They usually mean paying cash to a kidnapper of their child or bailing someone out of jail. Back in the early days of bogleheads.org there were polls about this:

viewtopic.php?t=35769

viewtopic.php?t=334994

viewtopic.php?f=2&t=98088

Yeasr go Bank of America made a mistake and locked us out of our checking account from where all bills were paid and all paychecks were deposited. We lived off of credit cards for a few weeks and did not need any cash whatsoever to carry on with life. BoA paid us all bounced check charges and insufficient fund charges that their mistake caused us.

Statistics: Posted by livesoft — Mon Aug 25, 2025 8:43 am — Replies 9 — Views 670



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