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Personal Finance (Not Investing) • Early retirement anxiety

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I always wonder what people mean when they say "eligible to retire".
It makes it sound like someone is forcing you to work under penalty of law. Or that you feel you need "permission" to retire from some entity (a corporation or government agency).
What does "eligible to retire" mean to you?
Is this when your pension kicks in or when you have calculated you will have enough saved?
It means they work for an employer that has actual retirement benefits based on factors such as age or length of service, and they become eligible for claiming benefits such as a pension or employer sponsored health insurance that would not be available if they resigned. Plenty of employers still offer a specific retirement benefit (military, federal, state, local, university, some corporations).

At other employers a retirement is a resignation with no other benefits. Maybe the person tells their supervisor or HR the reason for their resignation is "retirement" which can mean whatever they want. Maybe they will get a different going away party if the "retire" vs "resign" to take a different job.

Statistics: Posted by stan1 — Fri Aug 29, 2025 9:31 am — Replies 8 — Views 384



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