As an accumulator, I don’t understand at all why other accumulators fret over macroeconomic conditions, market jitters, or lose sleep over their stock-heavy portfolio. The best case for us is a bear market for 10-20 years, I maintain my job and keep buying into the market, and it vaguely recovers near retiring. I think it was Bill Bernstein that said “if you’re an accumulator you should be praying for bear markets”.I was actually pretty shocked when the tariffs came. Not that the market went down for a bit. But that it seems like every other person on this website said this time is different. I am selling everything and going to Cash. If there is a world war or nuclear bomb attack. I would say this time it is different but I knew that I am not smart enough to time the market. No one is. We have seen this time is different so many times from 2000 to now that whenever you see the phrase from a scientific perspective this time probably is not different.
+1. Emotions and investing don’t mix well.
If you are starting to feel uncomfortable, maybe you shouldn’t be 100% equities though. Consider moving to 90/10 or 80/20 if that would make you sleep better.
I’m 100% equities with near market value dose of international. I say a prayer for the market to crash every night.
Statistics: Posted by TheWizardInBlack — Fri Aug 29, 2025 9:40 am — Replies 50 — Views 3995