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Personal Finance (Not Investing) • Not contributing to 401k's in last year of work to fund college expenses

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One of the kids is at a state school where we are moving to and yes, that will help with tuition.
You may want to confirm that this actually reduces tuition. At most state schools near me, it is very difficult to move to in-state tuition without taking a year off from school. There are a lot of determining factors, but you have to be a year removed from education in order to obtain in-state tuition in a new state. Similarly, you can't move to a new state as you start and receive in-state tuition as a student...even if you transfer all relevant residency establishment docs and pay taxes, etc. It's considered moving to the state for the purposes of obtaining an education and if you graduated from a high school in a different state, or lived in a different state for the preceding year, you are charged out-of-state tuition.

You used to be able to do it quite easily (ie. pay out of state for a year, and then claim in-state by having a part-time job, voting, registering vehicles, etc. But most universities have wised up to that.

Statistics: Posted by OnceARunner — Mon Sep 22, 2025 2:13 pm — Replies 12 — Views 1223



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