This doesn't really make sense to me. I don't think the "stretch" payout is an option anymore.
https://investor.vanguard.com/inheritin ... ing%20RMDs.Generally, an eligible designated beneficiary may use the lifetime distribution rules that were in effect prior to 2020 and are specified in the "For an inherited IRA received from a decedent who passed away before January 1, 2020" section below.
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I don't have a stake in convincing you that what I've been told by attorneys is correct; as I said, it may depend on your specific situation.
Inherited IRA rules definitely get complicated, and I don't want to spend the time engaging in debate over them.
Statistics: Posted by mariezzz — Fri Mar 29, 2024 11:03 pm — Replies 12 — Views 1371