Assuming you have “too much” in tax deferred:
Given a choice between Taxable or Roth for retirement contributions, choose Roth. The Roth account will grow tax free. The Taxable account’s dividends and realized gains are subject to taxes.
Have you placed your portfolio’s fixed income allocation in your tax deferred account(s) to potentially slow the growth?
Given a choice between Taxable or Roth for retirement contributions, choose Roth. The Roth account will grow tax free. The Taxable account’s dividends and realized gains are subject to taxes.
Have you placed your portfolio’s fixed income allocation in your tax deferred account(s) to potentially slow the growth?
Statistics: Posted by HomeStretch — Sun Sep 28, 2025 3:57 pm — Replies 1 — Views 55