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Personal Finance (Not Investing) • What to do when “won the game”

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If a 30-50% drop would hurt and require you to unretire, then you haven't won the game. I know someone who unretired after the dotcom crash because he thought he won, but the market told him otherwise

You've won when a 50-60% drop wouldn't cause you to lose sleep or change your lifestyle or unretire. I use that threshold because a drop of that magnitude has a real chance of happening over the next 25-35 years, the expected life expectancy of someone in their 50s.

There are people who think they won the game but still live in fear of a major downturn. IMHO those people haven't won. They're just trying to convince themselves they don't want to work anymore

Statistics: Posted by moneyflowin — Wed Oct 08, 2025 6:30 pm — Replies 64 — Views 8251



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