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Personal Finance (Not Investing) • How to avoid pitfalls requests when answering questionnaire on applications for Term Life Insurance

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Not sure there’s anything you can do besides find another insurance company.

I can’t think of another way to get around what you consider an overly broad release. It’s not like an insurance company is going to make an exception just for you. They don’t have the time or the infrastructure to do it. 99% of people don’t even read what is in the release, they just sign it.

For the nonsensical question you could have answered it as if your former doctor was your current doctor. That would had met the intent of what they were looking for. Arguably they are still your most current doctor since you haven’t seen the new doctor yet. The agent should have behaved a lot more professionally and could have been helpful and suggested you answer it that way.

Not unusual for life insurance to ask about liabilities. If you think this company’s questions are too invasive then you need to find another company to do business with.

Statistics: Posted by vinhodoporto — Mon Oct 13, 2025 7:00 pm — Replies 1 — Views 167



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