Personal Finance (Not Investing) • Drawing on Roth IRA prior to 59 1/2

No issues. Your custodian will know your contributions. Just make sure to leave some room and withdraw under that. When you file you can just report what your custodian sends, there are no issues.

But if you rolled over from one custodian to another -- or perhaps from a workplace Roth 401k plan into a Roth IRA -- does Roth 401k Custodian report the cost basis to Roth IRA Custodian? This is a question I have always wondered.

Statistics: Posted by bdc101 — Wed Oct 22, 2025 8:49 pm — Replies 12 — Views 539

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