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Personal Finance (Not Investing) • Social Security COLA for 2026 is 2.8%

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Do the new bend points affect us, or are they fixed now?

I will be 62 by the end of this year, but my wife will not. I'm just wondering if either of us will get the COLA.
I think you will get the COLA and your wife won't get the COLA.

If you don't mind watching a video, here is an explanation of the social security inflation donut hole: https://www.youtube.com/watch?v=O2jOLyGrSN0

Devin Carroll's conclusion seems to be the social security inflation donut hole is a thing but not a big thing.

Statistics: Posted by ehh — Fri Oct 24, 2025 8:22 pm — Replies 21 — Views 2581



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