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Personal Consumer Issues • Problems with 2-Factor Authentication at ETrade

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I had the same problem, Etrade was verifying number against the mobile service, but it is a family plan in my wife's name.

After wasting two days trying to solve, I found a solution. ACAT out, closed account.

If more providers start doing this, it's gonna be a mess.
Are you saying you tried to sign in to an E*Trade family plan in your wife's name and you're on a phone number that the site didn't recognize and 2FA didn't work? That sounds like a feature, not a bug and surely not what you mean.

I am not trying to be contentious. I'm a long time E*Trade account holder and security conscious, so just trying to understand the "same problem" that you and the OP experienced.
No, I don't sign in to the mobile providers site, my wife handles it.

But Etrade, alone among brokerages as far as I can tell, asked me to agree that they can verify my 2FA phone number with the mobile provider. I said yes, because I am an authorized user of the phone. But their verification method apparently just checked my name against the "main" name on the mobile account. They don't match, so it was a problem. No 2FA meant I couldn't send a wire without calling.

I have no idea if this is still a problem or not with ETrade, or if this is the problem for OP, or not. It was years ago.

Update: from AI search:

"How it works: When you provide a mobile number, E*TRADE uses third-party services to verify that the number is active and linked to you."

Well, pretty much every one is on a family plan. If this becomes the standard, I will have to separate our phones into individual accounts I guess. So far not been a problem with anyone else.

Statistics: Posted by lereh — Mon Oct 27, 2025 9:29 pm — Replies 14 — Views 622



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