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Personal Finance (Not Investing) • Using a trust to get SALT above income phaseout (WSJ)

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I am still stuck on the dollar-limited and time-limited nature of the deduction vs the cost of creating and maintaining the trust(s), then converting the trust to grantor status once the 40k limit sunsets. All of these expenses would be subtracted from the benefit of the strategy. What would one pay to create the trust? To do the tax returns while it is in non-grantor status? Then what would it cost to convert it to grantor status? Even if there were a net benefit, it seems small.

Does anyone have sample numbers for costs?

Statistics: Posted by afan — Tue Oct 28, 2025 9:18 pm — Replies 25 — Views 2970



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