I have this for this year's values:Yields are back up a bit today....theory I read is due to skittishness about getting reliable inflation reports with the shutdown.
I see that since you wrote that ... all the yields for each of these:
5 YR7 YR10 YR20 YR30 YR
Have drifted downward. Not a lot. But all down.
The things I keep reminding myself are:
1. Every tenth of a % point only means a difference of $10/yr. for every $10K invested.
2. Don't get hung up by recency bias. We saw some of the highest yields just months ago. A few years ago, yields like today's would have seemed almost unimaginable.
3. All that said, if purchased by the end of the month, compared with 5 year TIPS, I-bonds look pretty good. Still limited though.
I agree with the bird in the hand approach.
Current 1.24 1.48 1.73 2.15 2.36
2025 5 YR 7 YR 10 YR 20 YR 30 YR
Average 1.54 1.77 1.99 2.34 2.51
High 2.08 2.22 2.34 2.58 2.75
Low 1.16 1.41 1.67 2.07 2.20
Swing 0.9 0.8 0.7 0.5 0.6
So current values are both below the highs for the year and the average for the year.
Statistics: Posted by yankees60 — Wed Oct 29, 2025 9:53 pm — Replies 5003 — Views 719999